Fast settlement
Use the XRP Ledger as the underlying rail for internet-native payments.
XRP Payments
XRP payments built for real internet business.
Move beyond wallet-to-wallet transfers. Connect XRP payments to contracts, milestones, verification and settlement workflows.
Built on XRPL
Verified funding
Defined contract state
Visible settlement
Payment Infrastructure
Sending XRP is easy. Coordinating the deal around it is the hard part.
A transaction proves value moved. It does not automatically explain which agreement it funded, what must happen next or whether the payment should be released or refunded. The application layer supplies that context.
Ledger verification
Compare the expected payment with independently reviewable transaction activity.
Payment context
Use destination tags and memos to associate funding with the correct agreement.
Contract automation
Connect verified XRP payments to milestones, deadlines and settlement state.
How It Works
From agreement to settlement.
The exact workflow depends on the product and contract configuration, but the operating logic remains visible before funds move.
01
Agree
Define the commercial terms and the parties responsible for performance.
02
Prepare
Generate the expected destination, amount, tag and memo.
03
Pay
Submit the XRP transaction using the required payment information.
04
Verify
Match ledger activity to the agreement before activating the workflow.
05
Settle
Release, refund and route applicable fees according to contract state.
Use Cases
XRP payment workflows for people doing business online.
Freelancers & contractors
Connect XRP payments to work scope, milestones and review periods.
Internet businesses
Add structured payment verification and settlement to remote transactions.
XRPL products
Use documented infrastructure patterns for application-linked payments.
Two Products
Choose the workflow that matches the deal.
Social Escrow Platform
Trustless Network
Use contracts, milestones, workrooms, profiles and reviews for freelancers, clients and internet-native service work.
Explore Trustless Network →Conditional XRPL Escrow
Enforcer
Use conditional escrow automation where release or refund depends on predefined outcomes, deadlines or settlement conditions.
Explore Enforcer →XRPL Infrastructure
The ledger handles settlement. The application handles context.
Trustless Payments connects public XRP Ledger activity to funding verification, contract state, releases, refunds and fee routing.
Proof over promises.
Funding and settlement transactions can be checked independently. Contract rules explain how the application interprets those transactions and what actions become available next.
See the complete ecosystem →Related Solutions
Follow the payment problem from every angle.
Crypto Escrow
Add release and refund conditions to crypto payments.
Explore Crypto Escrow →Freelancer Payments
Pay service providers through structured XRP agreements.
Explore Freelancer Payments →Milestone Payments
Connect staged work to incremental settlement.
Explore Milestone Payments →Economics
Know the fee before using the system.
The applicable 5.89% platform fee is divided equally across four documented economic buckets.
Review Fees →Distribution
Partners can participate in qualifying activity.
Attributed partners can receive 25% of collected platform fees from qualifying referred wallets.
Explore the Partner Program →Risk & Verification
Automation reduces dependency. It does not eliminate responsibility.
Users still need clear scope, correct addresses, accurate tags and memos, realistic deadlines and evidence that matches the agreement.
FAQ
XRP Payments, explained.
Can businesses accept XRP payments?
Yes. XRP can serve as the payment rail while application logic manages contract and settlement context.
Why are destination tags and memos important?
They help associate a ledger transaction with the correct user, contract or funding instruction.
Are XRP transactions publicly verifiable?
Yes. Transaction records can be independently reviewed on the XRP Ledger.
Is an XRP payment automatically an escrow payment?
No. Escrow requires additional conditions or workflow logic governing release and refund.
Put The Rules In Writing
Structure the deal before value changes hands.
Define the parties, payment, deliverables, deadlines and settlement path—then let the agreement keep both sides on the same page.